For smart solutions by CPAs and former regulators, call 816.632.2263.

Software Solutions

Smart-communication technology that provides a two-way connection between your LOS and core system.
Construction Loan Manager
Complete control over draw schedules, inspections, retainage, releases, participations, and much more.
Loan Grader
The tool of choice for loan review, including automated ALLL calculation and identification of problem loans.
Charge-off Loan Tracker
A comprehensive and automated way to manage the collection of charged-off loans.

Lowenstein and Associates, PC is a family owned business staffed by CPAs and former regulators. We develop software tools for lenders and loan operations. With Lowenstein loan software, lenders can work smarter and faster, confident in their compliance with ever-changing banking regulations. Our intelligent software solutions include LenderLink—middleware that can connect (interface) virtually any loan origination and core system, Construction Loan Manager (CLM)—the industry’s leading construction loan servicing system, Loan Grader—a loan portfolio management system that automatically calculates the appropriate allowance for loan losses (ALLL), and Charge-off Loan Tracker—which supports full shadow accounting for charged-off loans. Our loan solutions have been supporting financial institutions of all charters and sizes—credit unions, community banks and holding companies—for almost 30 years. Contact us today to explore how Lowenstein and Associates, PC can help your financial institution.

Why We're So Awesome



We believe in what we do. We know our solutions will simplify your life and make your workload lighter.


CPAs and former regulators, we’ve been helping financial institutions just like yours for over 30 years.



We’re known for our service. We’ll be here whenever you need us, just a phone call away.


We’re happy warriors. Whatever challenges you’re facing, we delight in helping you tackle them head on.


  • Brenda Butrum
    LenderLink™ reduced our loan boarding time from 20-30 minutes to 5-10 minutes. The process works easily and efficiently. Their support personnel are quick to respond to any changes we need and they are always a pleasure to work with.
    Brenda Butrum
    Loan Oversight, First Federal Bank
  • Patti McNeill
    We’ve utilized Construction LoanManager™ (CLM) for three years now.  This product allows us much more efficiency in month-end reporting, audits, and overall draw monitoring and disbursements.  All the information you need is in one database.  CLM is very user friendly and has given us the ability to expand our portfolio without having to hire additional FTEs.
    Patti McNeill
    Vice President, Construction Oversight Process, Cadence Bank
  • Tim Eberly
    LenderLink® is the only software product I have used that I don’t dread talking to support.  Any issue that I have had is fixed promptly and professionally. Neva Woody is truly a pleasure to work with – I wish more software companies were as friendly and helpful.
    Tim Eberly
    Activity Manager/Special Projects, Peoples Federal Savings Bank of DeKalb County
  • Claire Rowland
    Charge-off LoanTracker™ (COLT) is a useful, efficient tool to handle our charge-off portfolio. All we have to do is type in the account number and it runs all of the calculations for us. It’s very fast, easy and convenient ... an all- around good product.
    Claire Rowland
    Assistant Vice President, Bank of Augusta
  • Susanna Fisher
    We like working with a company that understands that every bank is different and is willing to accommodate our needs.
    Susanna Fisher
    Vice President, Edmonton State Bank